Do I Have to Give my Employer or Insurance Company a Recorded Statement?

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If you have suffered an injury that occurred while you were working at sea you may need to get legal representation in order to continue communicating with the company that you work for. In some cases the company will try to settle out of court but you should never do this unless you have consulted with your lawyer first.

You should never give your employer or the insurance company a recorded statement unless it is in the presence of your lawyer.  An attorney will work to get you as much money as they can, they want to protect your rights and they will stand behind you. So if they tell you not to give a recorded statement they are protecting you from the company.

Insurance Companies May Try to Settle Quickly

Insurance companies will try to put a lot of pressure on you if you are injured. That is because they want to hurry up and settle out of court in order to minimize their expense. If you do want to give a recorded statement your lawyer will probably have you ask the insurance company a few questions before you commit to a recorded statement. These questions involve the insurance company agreeing that they will pay for lost wages and put it in writing, they will pay for your medical bills, and they will accept the responsibility for your injury. If any insurance company has nothing to hide then why should they mind agreeing to these requests?

The lawyer you hire already knows the history behind the insurance companies. In some cases he or she may have already represented someone else who have been injured on the job and has dealt with this same maritime employer or insurance company. If that is the case they will know what to expect from that Jones Act employer or insurance company and they will know how to get the money that you deserve.

Read the Company Claim of the Incident

You should have access to the company’s claims that were filed to the insurance company after your injury. This is the company’s account of what happened. Sometimes in order to protect the company the documentation will not match your story of what really happened. If you get the opportunity to read the claim and you find that it is different from your report then you need to report this to your lawyer as soon as possible so they will be aware in case the company tries to get out of paying you for your injuries.

When someone gets hurt on the job they sometimes become the bad person in a situation because the company makes them feel guilty for everything that happened after the injury. It’s important to remember that it is not your fault and the company pays into the insurance company just so you can receive benefits if you are injured while working at sea. It’s their duty to pay for it, not you.

More info: For more information about Jones Act injury claims, contact Doyle Raizner LLP
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